As with most states, California state auto insurance law requires all drivers to carry three fundamental liability components.
Bodily Injury Liability (BIL) of $ 15,000 / person
Total Bodily Injury Liability of $ 30,000 per accident
Property Damage Liability or PDL of $ 15,000 per accident
The insurance business knows this as 15k/30k/15k.
However, to rely [...]